523 S 13TH Terrace, Fernandina Beach, FL 32034
$535,000 · Pending
MLS #2154960
- Price
- $535,000
- Status
- Pending
- Bedrooms
- 3
- Bathrooms
- 2.5
- Living area
- 1,448 sq ft
- Home type
- Single Family Residence
- Year built
- 2023
- Lot size
- 0.06 acres
- Full bathrooms
- 2
- Half bathrooms
- 1
- Private pool
- No
- Waterfront
- No
- New construction
- No
- HOA
- No
- 55+ community
- No
- Levels
- Two
- County
- Nassau
- Garage spaces
- 1
- Annual property taxes
- $6,615.83
- Subdivision
- City Of Fernandina Beach
- Style
- Traditional
- Appliances & Equipment
- Dishwasher · Electric Range · Microwave · Refrigerator
- Bathrooms
- 3 total bathrooms · 2 full bathrooms · 1 half bathroom
- Bedrooms
- 3 total bedrooms
- Building
- Built in 2023 · Living area: 1448.0 · Building faces East · Levels: Two · Entry level: 1 · Construction Materials: Composition Siding, Frame
- Cooling
- Central Air · Electric
- Exterior Features
- Patio/Porch Features: Rear Porch
- Fence
- Back Yard
- Floors
- Tile
- Garage
- 1 spaces
- Heating
- Electric · Heat Pump
- Interior Features
- Breakfast Bar · Ceiling Fan(s) · Eat-in Kitchen · Entrance Foyer · Kitchen Island · Open Floorplan · Pantry · Primary Bathroom - Shower No Tub · Walk-In Closet(s)
- Laundry
- Upper Level
- Lot
- 0.06 acres
- Parking
- Garage · Garage Door Opener
- Roof
- Shingle
- Sewer
- Public Sewer
- Utilities
- Cable Available · Electricity Connected · Sewer Connected · Water Connected · Water Source: Public
About this home
When you can't decide between downtown and the beach, choose a home that puts you between both. Built in 2023, 523 S. 13th Terrace offers something increasingly difficult to find on Amelia Island: newer construction in an established in-town location with easy access to both historic downtown Fernandina Beach and Main Beach. Inside, vaulted ceilings and an open floor plan create a bright, airy feel, while the kitchen brings everyone together with quartz countertops, stainless steel appliances, generous cabinetry, and a spacious island. A dedicated office nook provides just enough separation for working from home without sacrificing an entire room. Upstairs, three bedrooms offer comfortable separation from the main living spaces, including a spacious primary suite designed as a quiet retreat at the end of the day. Outside, the fenced backyard and extended raised patio create room for morning coffee, weekend grilling, pets, or simply enjoying a Florida evening at home. A one-car garage a adds everyday convenience, while major systems dating to the home's 2023 construction offer the benefits of newer construction and a lower-maintenance lifestyle. But the location is what changes how you live here. Bike or golf cart toward Centre Street for coffee, dinner, shopping, the marina, and waterfront sunsets. Head the other direction when Main Beach is calling. Whether your perfect Amelia Island day begins downtown or ends with your toes in the sand, you're positioned to enjoy both. 523 S. 13th Terrace isn't about choosing between two of Fernandina Beach's best lifestyles. Here, you don't have to. Love Where You Live.
This data up-to-date as of 10/12/2026, 4:37:30 PM EDT. Listing courtesy of SUMMER HOUSE REALTY.
Schedule A Tour Have a question before touring?Contact LPT Realty at (877) 366-2213 to ask about this home.